Riddle Realty

info@artriddle.com

(858) 274-0095 ext. 111

810 Emerald St.
San Diego, CA 92109

Fax (858) 274-0095

FREE No Obligation, Loan Evaluation.

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Residential Loans:

*FIRST-TIME BUYER HOME LOAN: There are no first time home buyer loan programs available at this time. No subprime lending. See FHA Loans. (the new subprime)

Time to pass to get a loan for the following:

Foreclosure For FHA loans 3 years. Foreclosure on conventional loans 7 years.

Bankruptcy for FHA 2 years. Bankruptcy on conventional loans 3 years.

*FHA LOANS: Full Documentation. (Rate 3.75%, 3.5% Down, 700 Fico, No Reserves. 30 Year Fixed. No Points) - Full documentation. Last 2 years Tax Returns with W-2, Last 2 pay stubs, and 2 months bank statement. Property must qualify.

*CONVENTIONAL LOANS with 10 to 15 percent down. Rates are around 3.5 Percent. Most are Full Documentation Loans with 680 Fico.

*Prices and terms are subject to change.

OTHER LOANS:

*Hard Money Loans: 60 to 70% Loan to Value, 5 to 6 pointswith rates from 8 to 12 percent.

*Private Money Loans available.

Multi Unit Loans:

*20 to 40% down Schedule E, Profit and Loss Statement. Property must qualify

COMMERICAL LOANS:

*Office Building, Medical Building, Warehouses, Mini Warehouses, Strip Centers, Mix Use, etc.

SBA Loans:

*Small Business assistance programs are available.

We can also assist with:

*Credit Analysis and Assiatance
*Financial Analysis
*Financial Statements
*Site Analysis
*Broker Price Opinion (BPO)

For more information on these products and services, please do not hesitate to contact us.

Email:
info@artriddle.com

Disclaimer

The above information is for educational and discussion purpores only. Each situation is unique. This is not ment as legal, financial or accounting advice. Person should consult the proper expert.